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Calculators
Free financial calculators for SIPs, loans, deposits, tax and trading — no sign-up, nothing stored.
Investing & returns
SIPSee how much a monthly SIP grows into over time.LumpsumProject the maturity value of a one-time investment.SWPCheck how long a corpus lasts under a systematic withdrawal plan.MFEstimate returns on a mutual fund investment, SIP or lumpsum.Step Up SIPRaise your SIP every year and watch the difference compound.CAGRCompound annual growth rate between any two values.XIRRAnnualised return on irregular investments and withdrawals.ROIReturn on investment in absolute and annualised terms.InflationWhat today's money will be worth after inflation.
Savings schemes
PPFPublic Provident Fund maturity, year by year.EPFEmployees' Provident Fund corpus at retirement.FDFixed deposit maturity with any compounding frequency.RDRecurring deposit maturity on quarterly compounding.SSYSukanya Samriddhi Yojana maturity for your daughter.NSCNational Savings Certificate maturity after five years.NPSNational Pension System corpus and the pension it buys.APYAtal Pension Yojana contribution for the pension you want.Post Office MISMonthly income from a Post Office Monthly Income Scheme deposit.SCSSSenior Citizen Savings Scheme quarterly payout.
Loans & interest
EMIMonthly instalment on any loan, with the full interest cost.Home Loan EMIEMI, total interest and a year-by-year repayment schedule.Car Loan EMIWork back from the on-road price and your down payment.Flat vs Reducing rateThe same headline rate costs very different amounts.Simple InterestInterest on the principal alone — no compounding.Compound InterestInterest on interest, at any compounding frequency.
Tax & salary
Income TaxCompare the new and old regimes on your own numbers.GSTAdd or strip GST and split it into CGST and SGST.HRAHow much of your house rent allowance is actually exempt.GratuityWhat you receive when you leave after five years or more.TDSTax deducted at source by section, with and without PAN.SalaryTurn a CTC offer into the money that reaches your account.
Trading
Planning
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