Personal Finance
New tax regime or old: run the numbers, not the argument
The answer turns on one figure — the total deductions you can genuinely claim.
September 14, 2026
2 min
Section
Personal Finance
Budgeting, tax, loans, credit scores and everyday money habits.
Personal Finance
An emergency fund is not an investment, and that is the point
Six months of expenses in a boring account is what stops one bad month becoming a bad decade.
September 8, 2026
2 min
Personal Finance
How much do you need to retire? Work backwards from the monthly figure
The corpus number looks impossible until you see how it is built. Then it becomes a monthly instalment.
September 2, 2026
2 min
Personal Finance
Prepay the home loan or invest the difference?
The spreadsheet answer and the sleep-at-night answer are not always the same, and both are valid.
July 30, 2026
2 min
Personal Finance
An emergency fund is not an investment, and that is the point
Six months of expenses in a boring account is what stops one bad month becoming a bad decade.
July 27, 2026
2 min
Personal Finance
How much do you need to retire? Work backwards from the monthly figure
The corpus number looks impossible until you see how it is built. Then it becomes a monthly instalment.
July 21, 2026
2 min