Section

Personal Finance

Budgeting, tax, loans, credit scores and everyday money habits.

The spreadsheet answer and the sleep-at-night answer are not always the same, and both are valid.

July 30, 2026 2 min

Six months of expenses in a boring account is what stops one bad month becoming a bad decade.

July 27, 2026 2 min

The corpus number looks impossible until you see how it is built. Then it becomes a monthly instalment.

July 21, 2026 2 min