Stocks
How to read a company’s annual report without an accounting degree
Five sections that tell you more about a business than any price chart, and the order to read them in.
August 26, 2026
2 min
Latest articles — page 2
Stocks
Averaging down: when it works, and when it just concentrates your worst idea
Buying more of a falling stock lowers your average price. It does not lower your risk.
August 23, 2026
2 min
Mutual Funds
Why your SIP return is lower than the fund’s published return
The fund says 14%. Your statement says 11%. Both are right — here is the reason.
August 20, 2026
2 min
Mutual Funds
Step-up SIPs: the ten-minute change that adds 40% to your corpus
Raising your instalment with your salary is the least painful way to invest meaningfully more.
August 17, 2026
2 min
Mutual Funds
Direct versus regular plans: what one percent actually costs over 20 years
The difference sounds trivial per year. Compounded, it is a fifth of your corpus.
August 14, 2026
2 min
Term Insurance
How much term insurance do you actually need?
Ten times income is a slogan, not a calculation. Here is the arithmetic that replaces it.
August 11, 2026
2 min
Term Insurance
The term insurance claim rejections we see most often
Claim settlement ratios are high. The cases that fail nearly all share the same five causes.
August 8, 2026
2 min
Insurance
Health insurance: the clauses that decide whether your claim is paid
Room rent limits, co-pay and disease-wise sub-limits quietly decide how much of your bill you carry.
August 5, 2026
2 min
Personal Finance
Prepay the home loan or invest the difference?
The spreadsheet answer and the sleep-at-night answer are not always the same, and both are valid.
July 30, 2026
2 min
Personal Finance
An emergency fund is not an investment, and that is the point
Six months of expenses in a boring account is what stops one bad month becoming a bad decade.
July 27, 2026
2 min