Mutual Funds
Why your SIP return is lower than the fund’s published return
The fund says 14%. Your statement says 11%. Both are right — here is the reason.
August 20, 2026
2 min
Author
Arjun Deshmukh
Funds & Retirement Writer
Arjun Deshmukh writes about mutual funds, SIPs and retirement planning. He is a CFA charterholder and is happiest when a reader tells him they finally understood expense ratios.
Mutual funds, SIPs, retirement planning, NPS · 7 years experience · Pune, India
Mutual Funds
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Raising your instalment with your salary is the least painful way to invest meaningfully more.
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Mutual Funds
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2 min