Personal Finance
New tax regime or old: run the numbers, not the argument
The answer turns on one figure — the total deductions you can genuinely claim.
September 14, 2026
2 min
Founder & Editor
Thalla Lokesh founded GoodReturnz to explain money the way he wishes someone had explained it to him at 24 — with the arithmetic shown, not hidden. He writes about personal finance, tax and the habits that actually move a portfolio.
Personal finance, tax planning, budgeting · 9 years experience · Hyderabad, India
The answer turns on one figure — the total deductions you can genuinely claim.
Six months of expenses in a boring account is what stops one bad month becoming a bad decade.
The spreadsheet answer and the sleep-at-night answer are not always the same, and both are valid.
Six months of expenses in a boring account is what stops one bad month becoming a bad decade.