Term Insurance
How much term insurance do you actually need?
Ten times income is a slogan, not a calculation. Here is the arithmetic that replaces it.
August 11, 2026
2 min
Author
Nisha Kapoor
Insurance Editor
Nisha Kapoor reads policy wordings so you do not have to. She covers term life, health and motor insurance, with a particular interest in what gets claims rejected.
Term insurance, health cover, claims · 8 years experience · Bengaluru, India
Term Insurance
The term insurance claim rejections we see most often
Claim settlement ratios are high. The cases that fail nearly all share the same five causes.
August 8, 2026
2 min
Insurance
Health insurance: the clauses that decide whether your claim is paid
Room rent limits, co-pay and disease-wise sub-limits quietly decide how much of your bill you carry.
August 5, 2026
2 min