Insurance
Health insurance: the clauses that decide whether your claim is paid
Room rent limits, co-pay and disease-wise sub-limits quietly decide how much of your bill you carry.
September 17, 2026
2 min
Author
Nisha Kapoor
Insurance Editor
Nisha Kapoor reads policy wordings so you do not have to. She covers term life, health and motor insurance, with a particular interest in what gets claims rejected.
Term insurance, health cover, claims · 8 years experience · Bengaluru, India
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Term Insurance
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Claim settlement ratios are high. The cases that fail nearly all share the same five causes.
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Insurance
Health insurance: the clauses that decide whether your claim is paid
Room rent limits, co-pay and disease-wise sub-limits quietly decide how much of your bill you carry.
August 5, 2026
2 min